Riddle Me This

I'm trying to wrap my head around something. A story came out this week that noted the unemployment rates of blacks and hispanics is much higher than whites since the beginning of the economic downturn, thus implying that there's racism involved. So...stay with me here;

Those that are getting let go at a faster rate are minorities...by companies that have had to downsize or close...because the economy is down... which was started by the mortgage meltdown...which was caused by banks and lending institutions being forced to give home loans to those who didn't qualify, namely....minorities. 

I love a good vicious circle.